With regard to gift-giving—something it’s nearly impossible to avoid at Christmastime—consider these ideas to help you spend less and have the gift count even more!
First, think like Santa. Make a list and check it twice. If you work from a list (and a budget), you’re less likely to succumb to impulse buys. If you don’t have in mind a specific item for that hard-to-buy for aunt, at least list a category (kitchen item, book, etc.)
Second, comparison shop. Check online sources and weekly circulars for the best deal, incentives or coupons. Again, if you have a specific item in mind, comparison shopping is a breeze.
If you really want a particular item that’s beyond your budget, ask another family member to split the cost with you. Much better to surprise that special someone with a pricier gift she really wants than several smaller items that she doesn’t need.
I hope this helps you as you plan for Christmas shopping. Now what money-saving ideas do you have to share?